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WELCOME TO ADAMS MORTGAGE!
FORMERLY
COLORADO ONLINE MORTGAGE
Adams Mortgage purchased Colorado Online Mortgage in late 2006. Adams Mortgage continues the tradition of competitive priced home loans with No Origination Fee in many instances. We are proud to continue the legacy of 20+ years of local service including underwriting and funding the loan. AdBanc Inc., our holding company, also owns Adams Bank and Trust located in Colorado Springs and Northern Colorado. They compliment our services by providing construction loans, lot and land loans, and commercial loans.
Purchase/Refinance/New Construction? We have the power in the marketplace to obtain the best loan and price for you.
Please click on one of the following loan officers listed below to help you with your lending needs:
DANA HINES ELIZABETH ELMER
BRENT MROFCZA SHANNON SCOTT HARRY VENIK
The mortgage industry has changed dramatically and interest rates are now determined by your FICO score as well as loan amount, loan to value and the type of program. Don't rely on website or newspaper rate quotes; their are 20+ categories that influence your rate today and you may be disappointed by not obtaining the best interest rate for your needs.
For our secure online application, please click on "Apply Now" at the top left corner of this page. We use today's latest technology to keep your information safe and secure. If you would like to see our operation, come by our location and find out why Adams Mortgage is a trustworthy partner!
Sincerely,
Hutch
Robert Hutchison,
President
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 Mortgage News Daily
Exploring the Future of Mortgage Securitization: Covered Bonds - 5 hours ago
Posted To: MBS CommentaryI didn't get to comment on this story yet, but wanted to make sure everyone was made aware of it. The debate on the future of mortgage securitization is picking up momentum in the media. Covered Bonds, which are very similar to regular old Mortgage-backed securities, are being discussed as a possible solution. Here is some background information from the Mortgage Bankers Association's " Key Considerations for the Future of the Secondary Mortgage Market and the GSEs " Covered Bonds Large commercial banks and other institutions would issue covered bonds as a form of marketable, collateralized deposits. Guarantees within the system would remain private, with no explicit or implicit government backing for the covered bonds. Underwriting, pricing, and policies on residual guarantees...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Home Builder Confidence Still Unable to Gain Momentum - 5 hours ago
Posted To: MND NewsWireBuilders continue to be skeptical about the near term prospects of the real estate market according to details from the December National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) released on Tuesday. The overall Index which shows builders perception of the market was 16, one point lower than in November and the lowest point since June. Any score over 50 indicates that more builders view market as good rather than poor, a condition that hasn't existed in several years. The HMI is constructed from replies to three questions posed to builders. Each respondent is asked to rate both his current perceptions of the market and his expectations for the market in six months on a scale consisting of "good," "fair," or "poor" responses...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS CLOSE: Rates at Another Crossroads Ahead of FOMC Statement - 5 hours ago
Posted To: MBS CommentaryDid you catch Bunning Grill Bernanke Last Week? Well Ben Is Back, to let YOU know, he can really shake 'em down. Fascinating stuff and as AQ so rightly points out, subtle hints for tomorrow. Speaking of tomorrow, we can't help but approach it as another "crossroads" or yet-to-be-determined size. A month or two back, I took part in one of those "where do you see the highs and lows in the 10yr for the rest of the year" surveys. I wasn't among the economist crowd on the Bloomberg or Reuters type surveys, but I was certainly in the company of some smart dudes. Long before today, and even before rates fell through 3.3, a majority of these traders saw the range through the end of the year between 3.62 and 3.20. Since the survey, those have been the exact limits of...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Bernanke Responds to Bunning. Gives FOMC Hints in the Process - 6 hours ago
Posted To: MND NewsWireIf you are an avid Fed watcher or just keep up with the news, you have likely either seen or heard about Sen. Jim Bunning's feelings towards the Federal Reserve. Bunning, a Republican from Kentucky and a member of the Senate Finance Committee, has long been a critic of the Federal Reserve...specifically Ben Bernanke. Bunning was actually the only panel member to vote against Bernanke's first appointment four years ago. I think this comment, made at Bernanke's re-appointment hearing on December 3, fully illustrates the disdain that Sen.Bunning has for the Fed Chairman. "From monetary policy to regulation, consumer protection, transparency and independence, your time as Fed chairman has been a failure" Yeh that pretty much sums Bunning's feelings in a nutshell. On December...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Survey Shows Home Buyers Less Interested in Foreclosed Properties - 7 hours ago
Posted To: MND NewsWireA new Harris Interactive Survey commissioned by Tulia.com and RealtyTrac.com shows that Americans are growing increasingly less willing to buy foreclosed properties. The survey, conducted between November 5-9, is the latest in a series of polls commissioned by the two on-line real estate marketplaces. The last one was held between May 1 and 5, 2009. Only 43 percent of 2,033 participating U.S. consumers said they might be somewhat willing to buy a foreclosed property in the future. In May 55 percent expressed such willingness. The survey, however, found that real estate investors, current home owners in the market to trade up, and renters were more open to the idea than the general public. The recently extended and revised tax credit which now grants $6,500 to eligible homeowners to purchase...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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